We offer flexible loan solutions with competitive interest rates, quick approvals, and personalized service. Your financial goals are our priority.
Choose from our wide range of loan products designed to meet your financial needs
Buy your dream home with our flexible home loan options
Meet your personal financial needs instantly
Fuel your business growth with our tailored business loans
Invest in your future with our education loan schemes
Drive your dream car with attractive car loan options
Unlock the value of your property for immediate funds
We stand out with our customer-centric approach and transparent processes
Your financial data is protected with bank-level security and encryption.
Get loan approval within 24-48 hours with minimal documentation.
Competitive interest rates starting from 7.5% with transparent pricing.
Choose from various EMI options and flexible repayment tenures.
Simple eligibility criteria with loans available for all profiles.
Dedicated relationship manager for personalized assistance.
Get your loan approved quickly with our streamlined process
Fill simple online form with basic details
Upload required documents digitally
Quick verification process
Get instant loan approval
Receive funds in your account
Real stories from real customers who achieved their dreams with our help
"Nirmaan Loans helped me buy my dream home with the most competitive interest rate in the market. Their customer service was exceptional throughout the process."
"As a small business owner, I needed quick funding for expansion. Nirmaan Loans approved my business loan within 48 hours. Highly recommended!"
"The education loan process was seamless. They covered all my daughter's overseas education expenses with flexible repayment options."
Get answers to common questions about our loan services
The documents required vary based on the loan type. Generally, you'll need identity proof (Aadhar, PAN), address proof, income proof (salary slips/bank statements), and property documents (for secured loans). Our representative will guide you through the specific requirements.
For personal loans, we provide instant approval within 24 hours. Home loans and business loans typically take 3-7 days for approval. The timeline depends on document verification and property valuation (if applicable).
We consider applicants with a credit score of 650 and above. However, for specific loan products and higher loan amounts, a score of 750+ is preferred. We also consider other factors like income stability and repayment capacity.
Yes, we allow prepayment and foreclosure of loans. For floating rate home loans, there are no prepayment charges. For fixed rate loans and other loan types, minimal charges may apply after a lock-in period. Please check the specific terms for your loan product.
Yes, we offer loans to both salaried and self-employed individuals. For self-employed applicants, we require business proof, IT returns for the last 2-3 years, and business bank statements. We have special schemes for entrepreneurs and business owners.
Take the first step towards achieving your financial goals. Our loan experts are ready to help you find the perfect loan solution.